Financial

Fujitsu is a solutions company. To competitively meet the challenges presented by a rapidly changing product environment, Fujitsu Finance has reduced the time-to-market of new products through FLEXCUBE Universal Banking Solution.

As a fully integrated end to end solution, FLEXCUBE delivers management of voluminous essential data that can be effectively implemented by wholesale and retail bank management. This is achieved through its modular and scalable infrastructure and multi-channel information delivery - through mobile phone, phone, PC, WEB TV and PDA.

Furthermore the same functionality can be applied over the Internet, enabling the bank to maximize its reach to both retail and corporate clients.

For further information visit: www.iflexsolutions.com

Smart Solutions

Fujitsu recognizes the need for the players in the financial sector to reduce the loss to fraud, as well as increase customer loyalty in an ever-increasingly competitive industry. A Smart Card's ability to securely handle many different applications on a single platform puts them as the principle answer to this challenge. Fujitsu offers SmartCity, a multi-application smart card, as the solution.

Designed for closed or "semi-open" environments, SmartCity can offer banks' customers e-purse, credit card and debit card functionality all on the same card. On top of this, your customers are offered the convenience of a multi-functional card, increased security, especially at the loss of the card, and the benefits of loyalty-reward programmes.

Furthermore, SmartCity offers the following benefits to the financial provider:

• E-purse reduces both fraud and other cash-related crime
• Savings in the handling and processing cash
• Additional revenue through interest on unused cash held on customer's card.
• Full tracking of transactions through the Central Management System
• Increased customer loyalty and profitability
• Potential for future integration with other international electronic purse systems