An Operating Lease is an agreement between the ‘owner’ of the equipment, the Lessor and the ‘user’, the Lessee. All costs such as hardware, software, installation, training, services etc can all be included in the agreement. You, the lessee, are responsible for maintaining and insuring the equipment but you can, of course purchase service packs and services contracts either directly from Fujitsu or one of our partners.
An Operating Lease is typically structured between 1 and 3 years, which is normally less than the equipments’ useful working life, with the payments being fixed. Payments can be made on a monthly, quarterly or yearly basis. Additional equipment can also be ‘Added on’ for an increase in the monthly rental, or the equipment may be exchanged or upgraded under the Technology Refresh option.
Operating Lease rentals are often lower than Finance Lease rentals as you are contracted to return the equipment to the Lessor at the end of the lease term.
An Operating Lease may be treated as ‘off balance sheet’ whereby no asset or liability is recorded on your balance sheet. The rentals payments made are charged to the Profit and Loss Account.
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