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Lease Purchase

A Lease Purchase is an agreement between the ‘owner’ of the equipment, the Lessor and the ‘user’, the Lessee. All costs such as hardware, software, installation, training, services etc can all be included in the agreement. The lessee is responsible for maintaining and insuring the equipment but you can, of course purchase service packs and services contracts either directly from Fujitsu or one of our partners.

Ownership of the equipment remains with the Lessor until the final payment has been made and title passes to the Lessee. The final payment, which is agreed at the start of the lease, can differ from the fixed rentals.

A Lease Purchase agreement is treated the same as a cash purchase; the asset is recorded on the Lessee’s balance sheet. The depreciation of the asset together with interest is charged to the Profit and Loss account.

A Lease Purchase agreement is typically structured between 1 and 5 years with the payments being fixed. Payments can be made on a monthly, quarterly or yearly basis. Additional equipment can also be ‘Added on’ for an increase in the monthly rental.

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