As banks have to be efficient to stay competitive, they are looking for technology and self service solutions to move services out of the branches and give their customers better control of their finances. Simultaneously, customers are increasingly getting used to making purchases in a wide range of ways, which is driving a revolution in ‘omni-channel’ retailing. Now able to buy ‘anything, anytime, anywhere’ via mobile devices, customers are demanding simple and secure means of payment from their banks.
Fujitsu estimates that in 2015, mobile NFC (Near Field Communications) payments will for the first time overtake credit and debit card payments. Over the next five years, more than 245,000 ATMs across Europe are due to be replaced and upgraded, with almost 40,000 additional ATMs likely to be installed. To address this opportunity, the company is bringing the new Fujitsu ATM Series 100 to the European market to complete its 360o Solutions for the Banking Industry.
The FUJITSU ATM Series 100, is the first of its kind to offer FUJITSU PalmSecure, a technology that authenticates the user by reading the unique pattern of veins in the palm of the hand, thereby maximizing security levels when incorporating mobile applications, such as access to the ATM using contactless technology, or interacting with mobile devices via NFC. With the most complete range of cash acceptance and dispensing, the FUJITSU ATM Series 100 also includes the latest technological advances in the market including cash recycler and mobility solutions.
In addition to all the basic functionalities, such as the cash dispensing, receipt printing, scanner, multimedia components or touchscreen, the system is designed for optimal operation, security and aesthetic appearance. Fujitsu has focused on a modular design and versatile configuration that scales and adapts to the financial institution’s changing needs. Reducing the ATMs weight to enable installation in small spaces, plus integrating specialized software to conduct periodic controls, provides operational and energy savings.
With Fujitsu’s own-IP technology and software, a manufacturing plant in Málaga, plus an ATM Management Center in Barcelona, both in Spain, Fujitsu’s banking portfolio now covers the complete value chain of services and support needed to ensure that retail banking distribution channels run smoothly. The portfolio covers business development, hardware design, application services, maintenance, channel helpdesk, remote management of ATM networks, logistics and repairs, as well as intellectual property control.