Bank of Tokyo-Mitsubishi
Palm Vein Pattern Biometrics Authentication System
Bank of Tokyo-Mitsubishi (BTM) is a leading commercial bank in Japan, offering an extensive scope of commercial, investment, and trust banking products and services to businesses, governments and individuals worldwide. BTM reached US$11.5B in total revenue in FY02. For further information, see http://www.btm.co.jp/english/
World's first "Contact-Less" palm vein pattern biometrics authentication.
- The pattern of blood veins is unique to every individual and will not vary over the course of a person's lifetime.
- The fact that this pattern lies under the skin makes it almost impossible for others to read, so palm-vein pattern biometrics are essentially secure method of verification.
- High authentication precision: Fujitsu's sampling test showed a result that false acceptance rate was 0.013%.
Register the vein pattern data
A client registers the vein pattern data onto the IC card.
Transaction using IC Card with vein pattern data
A client inserts the IC Card onto which vein pattern was registered in advance. A client can make a financial transaction only when verified by the authentication device at the branch office or ATM.
- As part of its corporate strategy to strengthen the retail banking business, BTM was planning to issue a new type IC card which clients can use as both a credit and ATM card. In order to enhance the security of the transaction using the new card, BTM also planned to deploy biometrics authentication devices in ATMs and branch offices.
- High Security: As the vein pattern registration and the authentication process are both done within the IC card, the client's financial transaction can be highly secured without leak of the personal data.
- The addition of IC card and authentication function to the existing branch office system developed by Fujitsu, the incumbent SI vendor for the system, enables cost-effectiveness and short lead-time of the deployment.